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Before You Even Start Shopping for Homes – You’ll Want This!

by Sarah Paranych

Obtain a mortgage pre-approval letter from a lender!

A mortgage pre-approval is a lender’s offer to loan you a certain amount under specific terms. Having a pre-approval letter shows home sellers and REALTORS® you’re a serious buyer, and can give you an edge over home shoppers who haven’t taken this step yet.

Apply for pre-approval when you’re ready to start home shopping. A lender will pull your credit and review documents to verify your income, assets and debt. Working with a mortgage broker is advantageous as they can shop around for the best rates on your behalf.

Doing this before you start shopping for homes also gives you a realistic idea of how much house you can afford and can help you narrow down your search to homes that are within your budget. Additionally, having a pre-approval letter can make the homebuying process smoother and faster, since you’ve already completed some of the paperwork and financial checks required to get a mortgage.

Need a referral to a mortgage broker to help get you started? Send me a message and I can connect you!

Sarah Paranych, REALTOR®

Century 21 Bamber
linktr.ee/yycrealtor
sparanych@outlook.com
403.703.1052

CENTURY 21 Bamber Realty Ltd.

INFO & SERVICES

CENTURY 21 Bamber Realty Ltd.

1612 17 Avenue South West, Calgary, AB T2T0E3

(403) 245-0773

INFO & SERVICES

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